Terms of Service

Acceptance of these terms

By using fastloanadvanceapply.com or submitting a loan request, you agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use the site.

Eligibility

To submit a request you must be at least 18 years old (19 in Alabama and Nebraska, 21 in Mississippi), a U.S. citizen or permanent resident, have a valid bank account, and be able to enter a binding contract. Loans are not available in all states.

Loan requests and offers

Submitting a request is not an application for a specific loan and does not guarantee approval. Approval, loan amount, APR, fees and repayment term are determined by the lending partner based on your credit profile, income, state of residence and other factors. Representative examples and calculator results are estimates, not offers of credit. Your loan agreement with the lending partner governs your loan, including payments, late fees and collections.

Accurate information

You agree to provide true, complete and current information and to update it if it changes. Knowingly providing false information on a credit application may be a crime and will result in your request being declined.

Credit and identity checks

You authorize us and our lending partners to obtain consumer reports and to verify your identity, income and bank account. Checking your options uses a soft inquiry. A hard inquiry may occur if you continue with a lender.

Electronic communications and signatures

You agree to receive disclosures, agreements and notices electronically and that your electronic signature has the same effect as a handwritten one, as permitted by the federal E-SIGN Act. You can request paper copies by contacting us.

Consent to calls and texts

By providing your phone number and checking the consent box on the request form, you agree that we and our lending partners may call and text you about your request, including with automated technology or prerecorded messages. Consent is not a condition of any loan. Message and data rates may apply. Reply STOP to opt out at any time.

Fees

Using this website and submitting a request is free. Any interest, origination fee or late fee is charged by the lending partner and disclosed in your loan agreement before you sign.

Website content

Content on this site, including guides, calculators and representative examples, is for general educational purposes and is not financial, legal or tax advice. We work to keep it accurate under our editorial policy, but rates, terms and laws change.

Acceptable use

You may not misuse the site, interfere with its operation, attempt unauthorized access, scrape it for commercial resale, or submit requests on behalf of another person without legal authority.

Intellectual property

The site's content, design, logos and graphics belong to Fast Loan Advance or its licensors and may not be copied or reused without written permission.

Third-party sites

Links to lender and other websites are provided for convenience. We are not responsible for their content or practices.

Disclaimers

The site is provided "as is" and "as available" without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not guarantee that the site will be uninterrupted or error-free.

Limitation of liability

To the fullest extent permitted by law, Fast Loan Advance is not liable for indirect, incidental, special or consequential damages arising from your use of the site. Nothing in these terms limits rights you have under consumer protection laws that cannot be waived.

Disputes

If you have a concern, please contact us first so we can try to resolve it informally. Disputes about a funded loan are governed by your loan agreement with the lending partner. You may also contact the Consumer Financial Protection Bureau or your state financial regulator.

Changes to these terms

We may update these terms. The revised version will be posted here with a new "last updated" date and applies from that date.

Contact us

Email [email protected] or visit our contact page.