Privacy Policy
How we collect, use, share and protect the information you give us when you visit this site or request a loan.
- We collect the information needed to process your loan request and share it with lending partners who may make you an offer.
- Checking your options uses a soft credit inquiry that does not affect your credit score.
- We protect your data with 256-bit SSL encryption and never sell it for unrelated purposes.
- You can opt out of marketing, and ask to access or delete your data, at any time.
Scope of this policy
This policy applies to fastloanadvanceapply.com, our loan request form, and emails, calls and texts we send about your request. Once a lending partner makes you an offer, that lender's own privacy policy and privacy notice also apply to your loan.
Information we collect
| Category | Examples | Source |
|---|---|---|
| Identifiers | Name, address, email, phone number, date of birth, IP address | You, your device |
| Sensitive identifiers | Social Security number, driver's license or state ID number | You |
| Financial information | Income, pay schedule, employer, bank routing and account number | You |
| Credit information | Credit reports and scores, identity and fraud checks | Credit bureaus and verification services |
| Internet activity | Pages viewed, browser and device type, referring site | Cookies and similar technologies |
How we use your information
- Process your loan request and show your loan options
- Verify your identity and help prevent fraud
- Share your request with lending partners who may make you an offer
- Contact you about your request by email, phone or text where you have consented
- Run, secure and improve our website
- Comply with laws, regulations and lawful requests
How we share your information
- Lending partners who review your request and may offer you a loan
- Service providers that host our site, send messages, verify identity and prevent fraud, under contracts that limit their use of your data
- Credit bureaus and consumer reporting agencies
- Authorities when required by law or to protect rights and safety
- A successor business if we are involved in a merger or sale of assets
Sharing your request with lending partners may be considered a "sale" or "sharing" of personal information under some state laws. You can opt out as described below.
Credit checks
Checking your options uses a soft credit inquiry that does not affect your credit score. If you accept an offer and complete an application, a lending partner may perform a hard inquiry with Experian, Equifax or TransUnion, which can lower your score slightly for a short time.
Cookies and tracking
We use essential cookies to make the site work, and analytics cookies to understand how visitors use it. You can block or delete cookies in your browser settings, although some features may stop working. We honor Global Privacy Control (GPC) signals as an opt-out of sale or sharing where required by law.
Your privacy rights
Depending on where you live, including California (CCPA as amended by CPRA), Virginia, Colorado, Connecticut, Utah, Texas, Oregon and other states with consumer privacy laws, you may have the right to:
- Know what personal information we collect, use and share
- Access and receive a copy of your information
- Correct inaccurate information
- Delete your information, subject to legal exceptions
- Opt out of the sale or sharing of your personal information and of targeted advertising
- Limit the use of sensitive personal information
- Appeal a decision we make about your request
To make a request, email [email protected] with the subject "Privacy request." We verify your identity before responding and reply within 45 days. You may use an authorized agent. We will not discriminate against you for exercising these rights. Some information held by lenders is governed by the Gramm-Leach-Bliley Act rather than state privacy laws.
Calls, texts and emails
If you consent on the request form, we and our lending partners may contact you about your request by phone and text, which may use automated technology. Consent is not a condition of any loan. Reply STOP to any text, use the unsubscribe link in any email, or email us to opt out. We process opt-outs within 10 business days.
Data security
We protect information with 256-bit SSL encryption in transit, access controls, and secure storage. No system is perfectly secure, so please contact us right away if you suspect unauthorized use of your information.
Data retention
We keep personal information only as long as needed for the purposes in this policy, to resolve disputes, and to meet legal and regulatory record-keeping requirements.
Children's privacy
Our services are for adults. We do not knowingly collect information from anyone under 18. If we learn we have, we delete it.
Links to other sites
Our site may link to lender sites and other websites. Their privacy practices are governed by their own policies.
Changes to this policy
We may update this policy. The new version will be posted here with a revised "last updated" date, and material changes will be highlighted on this page.
Contact us
Email [email protected] or visit our contact page.
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