Apply for a Fast Loan Advance Online

Request $200 to $5,000 in about 2 minutes. Checking your options uses a soft credit inquiry, so your credit score isn't affected.

Fact-checked by the Fast Loan Advance Editorial Team. Updated October 17, 2026.

Check your loan options in 2 minutes

No obligation. Won't affect your credit score.

256-bit SSLSoft credit inquiryFunds as soon as next business day
Woman completing a Fast Loan Advance application on her phone

What happens next

  1. Submit your requestAbout 2 minutes, soft credit check.
  2. Review your offerSee APR, payment and total cost.
  3. Get fundedSign online. Money as soon as the next business day.

Have these ready

  • Government-issued photo ID
  • Social Security number
  • Employer or income source and pay schedule
  • Bank routing and account number

Who can apply

  • Age 18+ (19 in AL and NE, 21 in MS)
  • U.S. citizen or permanent resident
  • Steady income
  • Active checking account
$200 to $5,000Loan amounts
5.99% to 35.99%APR range
91 days to 48 monthsRepayment terms
No feeTo apply
No penaltyFor early payoff

Representative example: a $1,000 loan over 12 months at 29.99% APR with a 5% origination fee has 12 payments of $102.36, totaling $1,228.28. See all rates and fees.

Questions about applying

How long does the Fast Loan Advance application take?

About two minutes. You'll enter basic personal, income and bank account details.

Will applying affect my credit score?

No. Checking your options uses a soft credit inquiry. A hard inquiry may occur only if you accept an offer and complete your application.

What do I need to apply?

A government-issued ID, your Social Security number, income and employer details, and your bank routing and account numbers.

When will I get my money?

Approved funds are deposited as soon as the next business day after you sign your loan agreement.

See all FAQs

Apply Now