About Fast Loan Advance

Who we are

Fast Loan Advance offers online installment loans from $200 to $5,000. We built a single, short request that covers seven ways to borrow, so people don't have to fill out a separate application for every lender or loan type. Approved loans are funded and serviced by our lending partners, and money can arrive as soon as the next business day.

What we offer

• Personal loans for almost any planned or unexpected expense.
• Bad credit loans that weigh income and banking history, not just a score.
• Emergency loans for medical bills, urgent repairs and rent shortfalls.
• Cash advance loans repaid in installments instead of a single payday lump sum.
• Short-term loans with terms starting at 91 days.
• Debt consolidation and credit card consolidation loans that combine balances into one payment.

How our loans work

You submit one request online. We use a soft credit inquiry to show your options, which does not affect your credit score. If you accept an offer, the lending partner completes your application, may run a hard credit check, and gives you a loan agreement listing your APR, fees, payment amount and total cost. You sign electronically and the funds are deposited into your bank account. Loans are not available in every state, and amounts and terms follow state law.

What we stand for

Clear costs before you sign

Every offer shows the APR, fees, number of payments and total repayment before you commit. Our home page includes representative loan examples so you can see real costs in advance.

Installment loans, not payday traps

Every loan we offer is repaid in fixed monthly installments with an APR no higher than 35.99%. There are no balloon payments due on your next payday.

No prepayment penalties

You can pay extra or pay off your loan early at any time to save on interest.

Respect for your information

Your data is encrypted with 256-bit SSL and handled as described in our privacy policy. You can opt out of marketing messages at any time.

How we're paid

Requesting a loan through Fast Loan Advance is free. We are compensated by our lending partners when a loan is funded. That compensation never changes the APR, fees or terms shown in your loan agreement, and it does not influence how our editorial team explains loan products.

Our content standards

Everything published on this site is written by our lending content editors and checked by consumer credit and compliance reviewers. Learn how in our editorial policy, or contact us to report an error.

Contact

Email [email protected]. We reply within one business day.